Sep, 30, 2025 — KIRTLAND FEDERAL CREDIT UNION is a federal credit union headquartered in ALBUQUERQUE, NM with 9 branch locations and about $1.08 billion in total assets. Opened 68 years ago in 1958, KIRTLAND FEDERAL CREDIT UNION has about 50,839 members and employs 204 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KIRTLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6440 Gibson Blvd SE ALBUQUERQUE, NM 87108 |
| Phone: | (505) 254-4369 |
| Fax: | |
| Website: | https://www.kirtlandcu.org |
| Branches: | 9 branch locations |
| Members: | 50,839 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12199 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,080,090,227 |
| CEO/Manager: | Matt Rarden |
| Chairperson: | Matthew Nixon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 86,228,015 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 385,128,869 |
| Unsecured Loans | 57,118,279 |
| Other Loans | 264,259,341 |
| TOTAL LOANS | 708,036,568 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,400,000 |
| Land And Building | 8,982,040 |
| Other Fixed Assets | 2,505,275 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,839,154 |
| All Other Assets | 386,237 |
| TOTAL ASSETS | 1,080,090,227 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,311,430 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,839,339 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 161,003,986 |
| Regular shares | 241,341,451 |
| All Other Shares & Deposits | 538,098,108 |
| TOTAL SHARES & DEPOSITS | 940,443,544 |
| TOTAL LIABILITIES | 953,594,313 |
| Regular Reserve | 0 |
| Other Reserves | 3,972,825 |
| Undivided Earnings | 122,523,089 |
| TOTAL EQUITY | 126,495,914 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,080,090,227 |
| INCOME & EXPENSE | |
| Loan Income | 30,224,138 |
| Investment Income | 8,678,680 |
| Other Income | 1,524,586 |
| Total Employee Compensation & Benefits | 12,844,593 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,451,380 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,151,281 |
| Cost of Funds | 13,582,030 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,069,247 |
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