Sep, 30, 2025 — NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in GOLDSBORO, NC with 2 branch locations and about $96.79 million in total assets. Opened 69 years ago in 1957, NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION has about 5,806 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2401 E Ash St GOLDSBORO, NC 27534-7513 |
| Phone: | (800) 734-8204 |
| Fax: | |
| Website: | https://www.nccfcu.org |
| Branches: | 2 branch locations |
| Members: | 5,806 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12004 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $96,785,072 |
| CEO/Manager: | Chris Hopper |
| Chairperson: | Kevin Wolf |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,755,866 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,542,024 |
| Unsecured Loans | 1,384,130 |
| Other Loans | 27,606,793 |
| TOTAL LOANS | 54,571,276 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -570,268 |
| Land And Building | 181,000 |
| Other Fixed Assets | 442,527 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 820,235 |
| All Other Assets | 13,800 |
| TOTAL ASSETS | 96,785,072 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 301 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -2,199,804 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,204,521 |
| Regular shares | 47,619,559 |
| All Other Shares & Deposits | 17,340,065 |
| TOTAL SHARES & DEPOSITS | 88,164,145 |
| TOTAL LIABILITIES | 85,976,044 |
| Regular Reserve | 0 |
| Other Reserves | 1,710,169 |
| Undivided Earnings | 9,098,859 |
| TOTAL EQUITY | 10,809,028 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 96,785,072 |
| INCOME & EXPENSE | |
| Loan Income | 2,348,592 |
| Investment Income | 1,264,965 |
| Other Income | 504,206 |
| Total Employee Compensation & Benefits | 1,548,464 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,257,101 |
| Non-operating Income & (Expense) | 14,109 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 138,341 |
| Cost of Funds | 329,860 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 886,438 |
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