Sep, 30, 2025 — COUNTY EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in ROSELLE PARK, NJ with 2 branch locations and about $123.64 million in total assets. Opened 91 years ago in 1935, COUNTY EDUCATORS FEDERAL CREDIT UNION has about 8,814 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COUNTY EDUCATORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 16 E Lincoln Ave ROSELLE PARK, NJ 07204-1743 |
| Phone: | (908) 245-0173 |
| Fax: | (908) 245-5953 |
| Website: | https://www.countyexfcu.org |
| Branches: | 2 branch locations |
| Members: | 8,814 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 120 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $123,639,979 |
| CEO/Manager: | Judite Pinho |
| Chairperson: | Frank Malta |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,488,755 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,893,688 |
| Unsecured Loans | 8,124,972 |
| Other Loans | 21,794,589 |
| TOTAL LOANS | 66,813,249 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -451,614 |
| Land And Building | 5,659,028 |
| Other Fixed Assets | 411,017 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,115,052 |
| All Other Assets | 176,133 |
| TOTAL ASSETS | 123,639,979 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -82,721 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,264,530 |
| Regular shares | 60,647,395 |
| All Other Shares & Deposits | 36,152,564 |
| TOTAL SHARES & DEPOSITS | 113,064,489 |
| TOTAL LIABILITIES | 112,981,768 |
| Regular Reserve | 0 |
| Other Reserves | 677,085 |
| Undivided Earnings | 9,981,126 |
| TOTAL EQUITY | 10,658,211 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,639,979 |
| INCOME & EXPENSE | |
| Loan Income | 3,395,399 |
| Investment Income | 1,217,106 |
| Other Income | 555,029 |
| Total Employee Compensation & Benefits | 2,084,188 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,999,778 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 160,004 |
| Cost of Funds | 933,019 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 505,853 |
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