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ASCENT FEDERAL CREDIT UNION

Sep, 30, 2025 — ASCENT FEDERAL CREDIT UNION is a federal credit union headquartered in OGDEN, UT with 4 branch locations and about $169.81 million in total assets. Opened 69 years ago in 1957, ASCENT FEDERAL CREDIT UNION has about 9,265 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 324377710
Name:ASCENT FEDERAL CREDIT UNION
Address:
(Main Office)
4140 HARRISON BLVD
OGDEN, UT 84403
Phone:(801) 399-9728
Fax:(801) 866-1051
Website:https://www.ascentcu.com
Branches:4 branch locations
Members:9,265
Credit Union Type:Federal Credit Union
Charter Number:11520
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$169,807,934
CEO/Manager:Brock R Mortensen
Chairperson:Roger Smout

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 21,360,504
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 90,610,537
 Unsecured Loans 5,899,772
 Other Loans 33,756,827
 TOTAL LOANS 130,267,136
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -826,951
 Land And Building 3,455,283
 Other Fixed Assets 422,003
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,403,954
 All Other Assets 267,613
  TOTAL ASSETS 169,807,934
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,007,891
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,073,527
 Regular shares 35,740,285
 All Other Shares & Deposits 92,511,269
  TOTAL SHARES & DEPOSITS 153,325,081
  TOTAL LIABILITIES 154,332,972
 Regular Reserve 0
 Other Reserves 1,684,530
 Undivided Earnings 13,790,432
  TOTAL EQUITY 15,474,962
  TOTAL LIABILITIES, SHARES, & EQUITY 169,807,934
INCOME & EXPENSE  
 Loan Income 5,655,906
 Investment Income 563,278
 Other Income 548,005
 Total Employee Compensation & Benefits 2,624,705
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,081,748
 Non-operating Income & (Expense) -2,350
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 271,460
 Cost of Funds 2,384,093
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 172,090
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