Sep, 30, 2025 — PINPOINT FEDERAL CREDIT UNION is a federal credit union headquartered in MILTON, PA with 1 branch location and about $31.78 million in total assets. Opened 70 years ago in 1956, PINPOINT FEDERAL CREDIT UNION has about 2,951 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PINPOINT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 37 FERRY LN MILTON, PA 17847-2601 |
| Phone: | (570) 742-3903 |
| Fax: | (570) 742-0389 |
| Website: | https://www.pinpointfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,951 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11242 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,783,303 |
| CEO/Manager: | Brenda L Raker |
| Chairperson: | Jason R Budman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,366,897 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,934,296 |
| Unsecured Loans | 1,671,878 |
| Other Loans | 8,832,835 |
| TOTAL LOANS | 21,745,999 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -122,747 |
| Land And Building | 2,172,238 |
| Other Fixed Assets | 35,916 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 255,071 |
| All Other Assets | 12,525 |
| TOTAL ASSETS | 31,783,303 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,403 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,811 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,901,196 |
| Regular shares | 5,703,618 |
| All Other Shares & Deposits | 17,784,758 |
| TOTAL SHARES & DEPOSITS | 29,389,572 |
| TOTAL LIABILITIES | 29,405,786 |
| Regular Reserve | 0 |
| Other Reserves | -24,627 |
| Undivided Earnings | 2,402,144 |
| TOTAL EQUITY | 2,377,517 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,783,303 |
| INCOME & EXPENSE | |
| Loan Income | 991,123 |
| Investment Income | 172,759 |
| Other Income | 154,035 |
| Total Employee Compensation & Benefits | 370,137 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 727,676 |
| Non-operating Income & (Expense) | -47,573 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 135,190 |
| Cost of Funds | 275,881 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 228,670 |
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