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FIRST SERVICE FEDERAL CREDIT UNION

Sep, 30, 2025 — FIRST SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in GROVEPORT, OH with 5 branch locations and about $223.58 million in total assets. Opened 70 years ago in 1956, FIRST SERVICE FEDERAL CREDIT UNION has about 14,582 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
100 Main St
GROVEPORT, OH 43125-1198
Phone:(614) 836-0100
Fax:(614) 836-4578
Website:https://www.firstcu.com
Branches:5 branch locations
Members:14,582
Credit Union Type:Federal Credit Union
Charter Number:11170
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1956
Last Audited:Mar 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$223,584,837
CEO/Manager:Jack R Harper
Chairperson:Jim Kozelek

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 30,256,402
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 61,436,544
 Unsecured Loans 6,351,400
 Other Loans 68,628,371
 TOTAL LOANS 143,452,252
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -935,041
 Land And Building 3,523,280
 Other Fixed Assets 382,024
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,786,147
 All Other Assets 0
  TOTAL ASSETS 223,584,837
LIABILITIES & CAPITAL:  
 Dividends Payable 163
 Notes & Interest Payable 141,857
 Accounts Payable & Other Liabilities 2,043,652
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 36,072,857
 Regular shares 93,796,582
 All Other Shares & Deposits 68,830,133
  TOTAL SHARES & DEPOSITS 198,699,572
  TOTAL LIABILITIES 200,885,244
 Regular Reserve 0
 Other Reserves 1,847,912
 Undivided Earnings 20,851,681
  TOTAL EQUITY 22,699,593
  TOTAL LIABILITIES, SHARES, & EQUITY 223,584,837
INCOME & EXPENSE  
 Loan Income 6,009,165
 Investment Income 1,842,690
 Other Income 843,006
 Total Employee Compensation & Benefits 2,670,023
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,460,660
 Non-operating Income & (Expense) 91,525
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 291,650
 Cost of Funds 2,383,403
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,310,376
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