Sep, 30, 2025 — COASTLINE FEDERAL CREDIT UNION is a federal credit union headquartered in JACKSONVILLE, FL with 4 branch locations and about $129.74 million in total assets. Opened 90 years ago in 1936, COASTLINE FEDERAL CREDIT UNION has about 10,562 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COASTLINE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4651 Emerson St JACKSONVILLE, FL 32207 |
| Phone: | (904) 346-1700 |
| Fax: | (904) 346-1700 |
| Website: | https://www.coastlinefcu.org |
| Branches: | 4 branch locations |
| Members: | 10,562 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1115 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $129,740,066 |
| CEO/Manager: | Michael Lebanowski |
| Chairperson: | Sandra Hall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,236,583 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 24,267,495 |
| Unsecured Loans | 7,175,737 |
| Other Loans | 48,224,006 |
| TOTAL LOANS | 87,498,246 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -514,855 |
| Land And Building | 788,943 |
| Other Fixed Assets | 707,499 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,139,224 |
| All Other Assets | 30,073 |
| TOTAL ASSETS | 129,740,066 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -941,414 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,696,836 |
| Regular shares | 52,324,059 |
| All Other Shares & Deposits | 35,670,044 |
| TOTAL SHARES & DEPOSITS | 117,690,939 |
| TOTAL LIABILITIES | 116,749,525 |
| Regular Reserve | 0 |
| Other Reserves | -2,514,061 |
| Undivided Earnings | 15,504,602 |
| TOTAL EQUITY | 12,990,541 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 129,740,066 |
| INCOME & EXPENSE | |
| Loan Income | 4,029,316 |
| Investment Income | 643,429 |
| Other Income | 262,138 |
| Total Employee Compensation & Benefits | 2,040,933 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,630,587 |
| Non-operating Income & (Expense) | -664 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 311,772 |
| Cost of Funds | 804,807 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 396,515 |
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