Sep, 30, 2025 — FIRST FLORIDA CREDIT UNION is a federally insured state chartered credit union headquartered in JACKSONVILLE, FL with 19 branch locations and about $1.43 billion in total assets. Opened 76 years ago in 1950, FIRST FLORIDA CREDIT UNION has about 62,918 members and employs 208 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST FLORIDA CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 W 1st St JACKSONVILLE, FL 32202-3939 |
| Phone: | (904) 359-6800 |
| Fax: | (904) 359-6211 |
| Website: | https://www.firstflorida.org |
| Branches: | 19 branch locations |
| Members: | 62,918 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61170 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,432,994,780 |
| CEO/Manager: | Brent E Lister |
| Chairperson: | Dean Willis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 74,962,969 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 445,522,626 |
| Unsecured Loans | 99,568,297 |
| Other Loans | 446,091,804 |
| TOTAL LOANS | 1,019,047,837 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,842,248 |
| Land And Building | 30,774,819 |
| Other Fixed Assets | 1,962,971 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,171,270 |
| All Other Assets | 808,285 |
| TOTAL ASSETS | 1,432,994,780 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 165,000,000 |
| Accounts Payable & Other Liabilities | 16,092,233 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 232,066,712 |
| Regular shares | 345,402,586 |
| All Other Shares & Deposits | 515,675,162 |
| TOTAL SHARES & DEPOSITS | 1,093,144,460 |
| TOTAL LIABILITIES | 1,274,236,693 |
| Regular Reserve | 0 |
| Other Reserves | 30,513,090 |
| Undivided Earnings | 128,244,997 |
| TOTAL EQUITY | 158,758,087 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,432,994,780 |
| INCOME & EXPENSE | |
| Loan Income | 40,733,725 |
| Investment Income | 6,205,692 |
| Other Income | 4,981,524 |
| Total Employee Compensation & Benefits | 16,335,062 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,883,487 |
| Non-operating Income & (Expense) | 3,335 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,403,847 |
| Cost of Funds | 17,468,942 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,881,099 |
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