Sep, 30, 2025 — SECURITY SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 70 branch locations and about $14.14 billion in total assets. Opened 70 years ago in 1956, SECURITY SERVICE FEDERAL CREDIT UNION has about 750,086 members and employs 2,051 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SECURITY SERVICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 16211 La Cantera Pkwy SAN ANTONIO, TX 78256-2668 |
| Phone: | (800) 527-7328 |
| Fax: | (210) 444-3000 |
| Website: | https://www.ssfcu.org |
| Branches: | 70 branch locations |
| Members: | 750,086 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11065 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $14,143,875,130 |
| CEO/Manager: | Michael Chapman |
| Chairperson: | Margie Langford |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 980,530,939 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 4,327,514 |
| Real Estate Loans | 7,168,494,642 |
| Unsecured Loans | 569,106,807 |
| Other Loans | 4,135,755,883 |
| TOTAL LOANS | 11,873,822,514 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -117,014,313 |
| Land And Building | 273,808,420 |
| Other Fixed Assets | 33,717,723 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 91,976,643 |
| All Other Assets | 8,037,975 |
| TOTAL ASSETS | 14,143,875,130 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,375,181 |
| Notes & Interest Payable | 1,550,000,000 |
| Accounts Payable & Other Liabilities | 76,780,797 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,131,808,729 |
| Regular shares | 2,200,604,316 |
| All Other Shares & Deposits | 6,649,414,415 |
| TOTAL SHARES & DEPOSITS | 10,981,827,460 |
| TOTAL LIABILITIES | 12,618,762,834 |
| Regular Reserve | 0 |
| Other Reserves | -1,910,569 |
| Undivided Earnings | 1,527,022,865 |
| TOTAL EQUITY | 1,525,112,296 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,143,875,130 |
| INCOME & EXPENSE | |
| Loan Income | 467,887,290 |
| Investment Income | 52,680,676 |
| Other Income | 56,137,440 |
| Total Employee Compensation & Benefits | 193,597,518 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 144,527,259 |
| Non-operating Income & (Expense) | -3,020,373 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,592,940 |
| Cost of Funds | 216,369,854 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 53,174,686 |
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