Sep, 30, 2025 — THE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in PRESQUE ISLE, ME with 8 branch locations and about $491.72 million in total assets. Opened 70 years ago in 1956, THE COUNTY FEDERAL CREDIT UNION has about 31,744 members and employs 112 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | THE COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 110 Carmichael St PRESQUE ISLE, ME 04769 |
| Phone: | (207) 554-4700 |
| Fax: | (207) 554-4004 |
| Website: | https://www.countyfcu.org |
| Branches: | 8 branch locations |
| Members: | 31,744 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10794 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $491,719,395 |
| CEO/Manager: | Ryan Ellsworth |
| Chairperson: | Tamra Kilcollins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 26,640,376 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 147,650,975 |
| Unsecured Loans | 6,789,182 |
| Other Loans | 219,574,841 |
| TOTAL LOANS | 374,014,998 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,366,481 |
| Land And Building | 5,820,765 |
| Other Fixed Assets | 559,127 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,799,817 |
| All Other Assets | 394,934 |
| TOTAL ASSETS | 491,719,395 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,539,815 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 58,973,228 |
| Regular shares | 85,015,428 |
| All Other Shares & Deposits | 290,118,618 |
| TOTAL SHARES & DEPOSITS | 434,107,274 |
| TOTAL LIABILITIES | 437,647,089 |
| Regular Reserve | 0 |
| Other Reserves | 6,795,964 |
| Undivided Earnings | 47,276,342 |
| TOTAL EQUITY | 54,072,306 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 491,719,395 |
| INCOME & EXPENSE | |
| Loan Income | 17,164,652 |
| Investment Income | 2,975,783 |
| Other Income | 1,305,051 |
| Total Employee Compensation & Benefits | 6,486,490 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,448,808 |
| Non-operating Income & (Expense) | 11,523 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 424,530 |
| Cost of Funds | 7,492,279 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,261,939 |
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