Sep, 30, 2025 — TOBACCO VALLEY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in ENFIELD, CT with 1 branch location and about $66.53 million in total assets. Opened 90 years ago in 1936, TOBACCO VALLEY TEACHERS FEDERAL CREDIT UNION has about 3,246 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOBACCO VALLEY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 182 South Rd ENFIELD, CT 06082-4454 |
| Phone: | (860) 253-4780 |
| Fax: | (860) 253-4785 |
| Website: | https://www.tvtfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,246 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1077 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $66,532,091 |
| CEO/Manager: | Lori L Triba |
| Chairperson: | Abbey Kane |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,761,811 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,691,572 |
| Unsecured Loans | 2,188,576 |
| Other Loans | 2,660,102 |
| TOTAL LOANS | 16,540,251 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -138,375 |
| Land And Building | 277,789 |
| Other Fixed Assets | 97,025 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 581,655 |
| All Other Assets | 0 |
| TOTAL ASSETS | 66,532,091 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 152,782 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 53,989 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,614,141 |
| Regular shares | 31,310,556 |
| All Other Shares & Deposits | 19,753,717 |
| TOTAL SHARES & DEPOSITS | 59,678,413 |
| TOTAL LIABILITIES | 59,885,184 |
| Regular Reserve | 0 |
| Other Reserves | 577,150 |
| Undivided Earnings | 6,069,757 |
| TOTAL EQUITY | 6,646,907 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 66,532,091 |
| INCOME & EXPENSE | |
| Loan Income | 751,721 |
| Investment Income | 1,164,439 |
| Other Income | 61,703 |
| Total Employee Compensation & Benefits | 610,806 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 596,133 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -49,150 |
| Cost of Funds | 464,481 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 527,971 |
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