Sep, 30, 2025 — UTAH COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PROVO, UT with 25 branch locations and about $3.70 billion in total assets. Opened 71 years ago in 1955, UTAH COMMUNITY FEDERAL CREDIT UNION has about 264,599 members and employs 582 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UTAH COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 360 W 4800 N PROVO, UT 84604 |
| Phone: | (801) 223-8188 |
| Fax: | (801) 223-7490 |
| Website: | https://www.uccu.com |
| Branches: | 25 branch locations |
| Members: | 264,599 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10709 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,702,007,038 |
| CEO/Manager: | Justin Olson |
| Chairperson: | Linda Makin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 220,427,561 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 7,215,943 |
| Real Estate Loans | 1,977,326,442 |
| Unsecured Loans | 75,441,090 |
| Other Loans | 858,677,594 |
| TOTAL LOANS | 2,949,603,687 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -29,505,462 |
| Land And Building | 56,082,205 |
| Other Fixed Assets | 7,390,361 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 25,353,699 |
| All Other Assets | 586,175 |
| TOTAL ASSETS | 3,702,007,038 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,067 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 36,198,275 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 672,914,486 |
| Regular shares | 435,920,054 |
| All Other Shares & Deposits | 2,185,004,615 |
| TOTAL SHARES & DEPOSITS | 3,293,839,155 |
| TOTAL LIABILITIES | 3,330,449,497 |
| Regular Reserve | 0 |
| Other Reserves | 22,720,400 |
| Undivided Earnings | 348,837,141 |
| TOTAL EQUITY | 371,557,541 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,702,007,038 |
| INCOME & EXPENSE | |
| Loan Income | 122,190,878 |
| Investment Income | 13,968,683 |
| Other Income | 9,208,088 |
| Total Employee Compensation & Benefits | 35,306,931 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 30,143,657 |
| Non-operating Income & (Expense) | -1,476,531 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,681,770 |
| Cost of Funds | 55,541,275 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 30,027,665 |
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