Sep, 30, 2025 — PACIFIC HORIZON CREDIT UNION is a federally insured state chartered credit union headquartered in SPRINGVILLE, UT with 3 branch locations and about $137.31 million in total assets. Opened 72 years ago in 1954, PACIFIC HORIZON CREDIT UNION has about 8,706 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PACIFIC HORIZON CREDIT UNION |
|---|---|
| Address: (Main Office) | 96 E Center St SPRINGVILLE, UT 84663 |
| Phone: | (801) 489-3605 |
| Fax: | (801) 489-4520 |
| Website: | https://www.pacifichorizoncu.com |
| Branches: | 3 branch locations |
| Members: | 8,706 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67147 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jan 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $137,308,155 |
| CEO/Manager: | Mike Clayson |
| Chairperson: | Craig Huff |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,300,754 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 40,662,897 |
| Unsecured Loans | 2,555,809 |
| Other Loans | 62,605,486 |
| TOTAL LOANS | 105,824,192 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,314,493 |
| Land And Building | 3,127,969 |
| Other Fixed Assets | 371,993 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,149,508 |
| All Other Assets | 0 |
| TOTAL ASSETS | 137,308,155 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 254,151 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 299,966 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,616,354 |
| Regular shares | 27,735,303 |
| All Other Shares & Deposits | 79,102,908 |
| TOTAL SHARES & DEPOSITS | 124,454,568 |
| TOTAL LIABILITIES | 125,008,685 |
| Regular Reserve | 0 |
| Other Reserves | -122,702 |
| Undivided Earnings | 12,422,172 |
| TOTAL EQUITY | 12,299,470 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 137,308,155 |
| INCOME & EXPENSE | |
| Loan Income | 4,982,895 |
| Investment Income | 578,907 |
| Other Income | 389,302 |
| Total Employee Compensation & Benefits | 1,130,991 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,485,581 |
| Non-operating Income & (Expense) | 1,388,631 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,598,069 |
| Cost of Funds | 2,530,897 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,078,144 |
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