Sep, 30, 2025 — MCLENNAN COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in WACO, TX with 1 branch location and about $21.04 million in total assets. Opened 71 years ago in 1955, MCLENNAN COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,337 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MCLENNAN COUNTY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 215 N 5th St Ste 224 WACO, TX 76701-1364 |
| Phone: | (254) 757-5015 |
| Fax: | (254) 757-5017 |
| Website: | https://www.mclennancountyefcu.com |
| Branches: | 1 branch locations |
| Members: | 1,337 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10461 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,036,883 |
| CEO/Manager: | Alan S Boyd |
| Chairperson: | Timothy Jackson, Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,904,337 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 815,081 |
| Other Loans | 6,306,250 |
| TOTAL LOANS | 7,121,331 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,892 |
| Land And Building | 0 |
| Other Fixed Assets | 13,322 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 153,910 |
| All Other Assets | 0 |
| TOTAL ASSETS | 21,036,883 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 138,239 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,203,488 |
| Regular shares | 7,805,159 |
| All Other Shares & Deposits | 5,395,363 |
| TOTAL SHARES & DEPOSITS | 15,404,010 |
| TOTAL LIABILITIES | 15,542,249 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,494,634 |
| TOTAL EQUITY | 5,494,634 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,036,883 |
| INCOME & EXPENSE | |
| Loan Income | 307,476 |
| Investment Income | 317,674 |
| Other Income | 57,764 |
| Total Employee Compensation & Benefits | 382,956 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 168,239 |
| Non-operating Income & (Expense) | 4,473 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,411 |
| Cost of Funds | 134,277 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -7,496 |
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