Sep, 30, 2025 — COCONINO FEDERAL CREDIT UNION is a federal credit union headquartered in FLAGSTAFF, AZ with 3 branch locations and about $123.84 million in total assets. Opened 71 years ago in 1955, COCONINO FEDERAL CREDIT UNION has about 9,719 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COCONINO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2800 S Woodlands Village Blvd FLAGSTAFF, AZ 86001 |
| Phone: | (928) 913-8100 |
| Fax: | (928) 913-8139 |
| Website: | https://www.coconinofcu.org |
| Branches: | 3 branch locations |
| Members: | 9,719 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10335 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $123,838,374 |
| CEO/Manager: | Jennifer R Harris |
| Chairperson: | John Winikka |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,788,888 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,530,718 |
| Unsecured Loans | 7,336,418 |
| Other Loans | 40,703,933 |
| TOTAL LOANS | 59,571,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -847,896 |
| Land And Building | 1,479,188 |
| Other Fixed Assets | 269,567 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,022,037 |
| All Other Assets | 0 |
| TOTAL ASSETS | 123,838,374 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,413,774 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,308,197 |
| Regular shares | 43,613,922 |
| All Other Shares & Deposits | 44,888,439 |
| TOTAL SHARES & DEPOSITS | 109,810,558 |
| TOTAL LIABILITIES | 111,224,332 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,614,042 |
| TOTAL EQUITY | 12,614,042 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,838,374 |
| INCOME & EXPENSE | |
| Loan Income | 3,075,853 |
| Investment Income | 1,323,661 |
| Other Income | 723,294 |
| Total Employee Compensation & Benefits | 1,887,630 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,100,264 |
| Non-operating Income & (Expense) | 2,715 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 577,547 |
| Cost of Funds | 692,422 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 669,337 |
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