Dec, 31, 2022 — ONEAZ CREDIT UNION is a federally insured state chartered credit union headquartered in PHOENIX, AZ with 21 branch locations and about $3.18 billion in total assets. Opened 51 years ago in 1972, ONEAZ CREDIT UNION has about 171,398 members and employs 521 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONEAZ CREDIT UNION |
|---|---|
| Address: (Main Office) | 2355 W PINNACLE PEAK RD PHOENIX, AZ 85027-1280 |
| Phone: | (602) 452-4800 |
| Fax: | |
| Website: | https://www.oneazcu.com |
| Branches: | 21 branch locations |
| Members: | 171,398 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61315 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,176,982,454 |
| CEO/Manager: | Kim Reedy |
| Chairperson: | Jon Borge |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,679,402 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,021,225,799 |
| Unsecured Loans | 86,177,137 |
| Other Loans | 679,369,327 |
| TOTAL LOANS | 1,786,861,113 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -18,135,132 |
| Land And Building | 63,744,626 |
| Other Fixed Assets | 3,722,108 |
| NCUSIF Deposit | 24,739,533 |
| All Other Assets | 203,230 |
| TOTAL ASSETS | 3,176,982,454 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 8,887,342 |
| Accounts Payable & Other Liabilities | 17,778,135 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 72,096,192 |
| Regular shares | 1,070,303,191 |
| All Other Shares & Deposits | 1,852,713,689 |
| TOTAL SHARES & DEPOSITS | 2,995,113,072 |
| TOTAL LIABILITIES | 3,021,778,549 |
| Regular Reserve | 0 |
| Other Reserves | -99,688,673 |
| Undivided Earnings | 254,892,578 |
| TOTAL EQUITY | 155,203,905 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,176,982,454 |
| INCOME & EXPENSE | |
| Loan Income | 44,562,687 |
| Investment Income | 13,518,081 |
| Other Income | 14,177,469 |
| Total Employee Compensation & Benefits | 36,924,537 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 47,471,423 |
| Non-operating Income & (Expense) | 2,113,435 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -14,700,000 |
| Cost of Funds | 2,833,001 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,012,339 |
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