LIMESTONE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.limestonefederal.com for more information.
Sep, 30, 2025 — LIMESTONE FEDERAL CREDIT UNION is a federal credit union headquartered in MANISTIQUE, MI with 2 branch locations and about $57.22 million in total assets. Opened 72 years ago in 1954, LIMESTONE FEDERAL CREDIT UNION has about 4,282 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LIMESTONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 131 RIVER ST MANISTIQUE, MI 49854 |
| Phone: | (906) 341-5866 |
| Fax: | (906) 341-6070 |
| Website: | https://www.limestonefederal.com |
| Branches: | 2 branch locations |
| Members: | 4,282 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10083 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,215,943 |
| CEO/Manager: | Jennifer C Watson |
| Chairperson: | James G Blanchard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,217,644 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,273,486 |
| Unsecured Loans | 3,687,717 |
| Other Loans | 18,726,002 |
| TOTAL LOANS | 43,687,205 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -187,170 |
| Land And Building | 1,101,512 |
| Other Fixed Assets | 191,417 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 484,400 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,215,943 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 29 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 264,754 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,518,835 |
| Regular shares | 26,103,565 |
| All Other Shares & Deposits | 14,445,924 |
| TOTAL SHARES & DEPOSITS | 50,068,324 |
| TOTAL LIABILITIES | 50,333,107 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,882,836 |
| TOTAL EQUITY | 6,882,836 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,215,943 |
| INCOME & EXPENSE | |
| Loan Income | 1,419,503 |
| Investment Income | 111,002 |
| Other Income | 259,723 |
| Total Employee Compensation & Benefits | 892,548 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 834,386 |
| Non-operating Income & (Expense) | 4,712 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,870 |
| Cost of Funds | 92,702 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 262,733 |
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