Sep, 30, 2025 — SIERRA PACIFIC FEDERAL CREDIT UNION is a federal credit union headquartered in RENO, NV with 5 branch locations and about $182.32 million in total assets. Opened 90 years ago in 1936, SIERRA PACIFIC FEDERAL CREDIT UNION has about 10,663 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIERRA PACIFIC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6100 Neil Rd Ste 150 RENO, NV 89511 |
| Phone: | (775) 834-4579 |
| Fax: | (775) 834-3272 |
| Website: | https://www.sierrapacificfcu.org |
| Branches: | 5 branch locations |
| Members: | 10,663 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1000 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $182,317,647 |
| CEO/Manager: | Leslie Ramsdell |
| Chairperson: | Jim Hunting |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 52,135,891 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 23,690,076 |
| Unsecured Loans | 4,240,341 |
| Other Loans | 69,697,470 |
| TOTAL LOANS | 97,627,887 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,434,428 |
| Land And Building | 0 |
| Other Fixed Assets | 557,870 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,387,102 |
| All Other Assets | 94,707 |
| TOTAL ASSETS | 182,317,647 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,534,146 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,680,814 |
| Regular shares | 37,224,930 |
| All Other Shares & Deposits | 92,949,939 |
| TOTAL SHARES & DEPOSITS | 156,855,683 |
| TOTAL LIABILITIES | 158,389,829 |
| Regular Reserve | 0 |
| Other Reserves | 1,594,829 |
| Undivided Earnings | 22,332,989 |
| TOTAL EQUITY | 23,927,818 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 182,317,647 |
| INCOME & EXPENSE | |
| Loan Income | 4,345,466 |
| Investment Income | 2,201,755 |
| Other Income | 538,788 |
| Total Employee Compensation & Benefits | 1,521,183 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,948,790 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 315,000 |
| Cost of Funds | 2,065,860 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,347,197 |
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