Sep, 30, 2025 — ANDERSON COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in PALESTINE, TX with 1 branch location and about $25.53 million in total assets. Opened 72 years ago in 1954, ANDERSON COUNTY FEDERAL CREDIT UNION has about 2,024 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ANDERSON COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2307 W Oak St PALESTINE, TX 75801-4063 |
| Phone: | (903) 729-6788 |
| Fax: | (903) 723-5728 |
| Website: | https://www.ancfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,024 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9880 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,531,551 |
| CEO/Manager: | Jessica L Rampy |
| Chairperson: | Gary Missildine |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,603,504 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 644,990 |
| Other Loans | 7,813,728 |
| TOTAL LOANS | 8,458,717 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -158,028 |
| Land And Building | 62,825 |
| Other Fixed Assets | 1,216 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 181,242 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,531,551 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,475 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 101,311 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,556,008 |
| Regular shares | 9,448,927 |
| All Other Shares & Deposits | 9,073,934 |
| TOTAL SHARES & DEPOSITS | 21,078,869 |
| TOTAL LIABILITIES | 21,186,655 |
| Regular Reserve | 0 |
| Other Reserves | 739,986 |
| Undivided Earnings | 3,604,910 |
| TOTAL EQUITY | 4,344,896 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,531,551 |
| INCOME & EXPENSE | |
| Loan Income | 436,872 |
| Investment Income | 522,239 |
| Other Income | 82,877 |
| Total Employee Compensation & Benefits | 240,005 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 359,163 |
| Non-operating Income & (Expense) | 19,414 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 76,935 |
| Cost of Funds | 137,098 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 248,201 |
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