Sep, 30, 2025 — NORTHWEST COMMUNITY CREDIT UNION is a non-federally insured state credit union headquartered in MORTON GROVE, IL with 2 branch locations and about $64.76 million in total assets. Opened 87 years ago in 1939, NORTHWEST COMMUNITY CREDIT UNION has about 2,499 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHWEST COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 8930 Waukegan Rd MORTON GROVE, IL 60053 |
| Phone: | (847) 647-1030 |
| Fax: | (847) 647-1208 |
| Website: | https://www.nwccu.com |
| Branches: | 2 branch locations |
| Members: | 2,499 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97108 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $64,759,631 |
| CEO/Manager: | Jose Garcia |
| Chairperson: | Emir Abinion |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,801,992 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,057,951 |
| Unsecured Loans | 2,523,741 |
| Other Loans | 8,529,700 |
| TOTAL LOANS | 48,111,392 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -313,213 |
| Land And Building | 0 |
| Other Fixed Assets | 392,110 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 64,759,631 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -155,162 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,497,105 |
| Regular shares | 19,645,253 |
| All Other Shares & Deposits | 34,950,453 |
| TOTAL SHARES & DEPOSITS | 59,092,812 |
| TOTAL LIABILITIES | 58,937,650 |
| Regular Reserve | 0 |
| Other Reserves | -496,525 |
| Undivided Earnings | 6,318,506 |
| TOTAL EQUITY | 5,821,981 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 64,759,631 |
| INCOME & EXPENSE | |
| Loan Income | 1,809,893 |
| Investment Income | 288,856 |
| Other Income | 75,851 |
| Total Employee Compensation & Benefits | 547,326 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 756,317 |
| Non-operating Income & (Expense) | -3,895 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 59,000 |
| Cost of Funds | 840,017 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 59,537 |
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