Sep, 30, 2025 — LATAH CREDIT UNION is a non-federally insured state credit union headquartered in MOSCOW, ID with 4 branch locations and about $162.98 million in total assets. Opened 57 years ago in 1969, LATAH CREDIT UNION has about 8,157 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LATAH CREDIT UNION |
|---|---|
| Address: (Main Office) | 912 S Washington St MOSCOW, ID 83843-3150 |
| Phone: | (208) 882-0232 |
| Fax: | (208) 882-3250 |
| Website: | https://www.latahcu.coop |
| Branches: | 4 branch locations |
| Members: | 8,157 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97102 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $162,980,992 |
| CEO/Manager: | Erika Odenborg |
| Chairperson: | Chance Chacone |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,501,025 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 58,919,446 |
| Unsecured Loans | 3,750,223 |
| Other Loans | 26,968,822 |
| TOTAL LOANS | 93,030,778 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -998,738 |
| Land And Building | 3,928,677 |
| Other Fixed Assets | 360,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 162,980,992 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 253,106 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 968,905 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 33,377,361 |
| Regular shares | 85,029,853 |
| All Other Shares & Deposits | 27,246,398 |
| TOTAL SHARES & DEPOSITS | 145,653,612 |
| TOTAL LIABILITIES | 146,875,623 |
| Regular Reserve | 0 |
| Other Reserves | -1,129,310 |
| Undivided Earnings | 17,234,679 |
| TOTAL EQUITY | 16,105,369 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 162,980,992 |
| INCOME & EXPENSE | |
| Loan Income | 3,658,464 |
| Investment Income | 1,664,600 |
| Other Income | 259,601 |
| Total Employee Compensation & Benefits | 1,158,274 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,607,523 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,561 |
| Cost of Funds | 994,698 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,229,754 |
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