CHEVRON TEXAS EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.ctecu.org for more information.
Sep, 30, 2025 — CHEVRON TEXAS EMPLOYEES CREDIT UNION (CTECU) is a non-federally insured state credit union headquartered in Houston, TX with 1 branch location and about $27.11 million in total assets. Opened 74 years ago in 1952, CHEVRON TEXAS EMPLOYEES CREDIT UNION (CTECU) has about 1,382 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHEVRON TEXAS EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | P O Box 42021 Houston, TX 77242 |
| Phone: | (713) 532-7570 |
| Fax: | (713) 532-7578 |
| Website: | https://www.ctecu.org |
| Branches: | 1 branch locations |
| Members: | 1,382 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97099 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,114,563 |
| CEO/Manager: | Jackie H Kapalski |
| Chairperson: | Michael J Beard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 987,797 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,467,032 |
| Unsecured Loans | 311,058 |
| Other Loans | 2,474,629 |
| TOTAL LOANS | 5,252,719 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,080 |
| Land And Building | 0 |
| Other Fixed Assets | 85 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,114,563 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,924 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,889,810 |
| Regular shares | 13,062,244 |
| All Other Shares & Deposits | 5,278,344 |
| TOTAL SHARES & DEPOSITS | 22,230,398 |
| TOTAL LIABILITIES | 22,240,322 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,874,241 |
| TOTAL EQUITY | 4,874,241 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,114,563 |
| INCOME & EXPENSE | |
| Loan Income | 146,224 |
| Investment Income | 122,127 |
| Other Income | 7,550 |
| Total Employee Compensation & Benefits | 259,694 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 253,634 |
| Non-operating Income & (Expense) | 50,718 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,061 |
| Cost of Funds | 45,669 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -233,439 |
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