Sep, 30, 2025 — DUPAGE CREDIT UNION is a non-federally insured state credit union headquartered in NAPERVILLE, IL with 3 branch locations and about $566.13 million in total assets. Opened 71 years ago in 1955, DUPAGE CREDIT UNION has about 47,306 members and employs 131 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DUPAGE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1515 Bond St NAPERVILLE, IL 60563-0112 |
| Phone: | (630) 428-3440 |
| Fax: | (630) 305-6106 |
| Website: | https://www.dupagecu.com |
| Branches: | 3 branch locations |
| Members: | 47,306 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97084 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $566,125,233 |
| CEO/Manager: | Roberta Kozlowicz |
| Chairperson: | Debra Ragusa |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 38,025,765 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 215,000 |
| Real Estate Loans | 161,207,447 |
| Unsecured Loans | 44,929,139 |
| Other Loans | 238,063,032 |
| TOTAL LOANS | 444,199,618 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,430,386 |
| Land And Building | 6,367,060 |
| Other Fixed Assets | 1,782,474 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 566,125,233 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 28,000,000 |
| Accounts Payable & Other Liabilities | 5,011,526 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 121,729,969 |
| Regular shares | 125,435,254 |
| All Other Shares & Deposits | 236,670,599 |
| TOTAL SHARES & DEPOSITS | 483,835,823 |
| TOTAL LIABILITIES | 516,847,349 |
| Regular Reserve | 0 |
| Other Reserves | -5,512,277 |
| Undivided Earnings | 54,790,161 |
| TOTAL EQUITY | 49,277,884 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 566,125,233 |
| INCOME & EXPENSE | |
| Loan Income | 21,822,804 |
| Investment Income | 2,113,953 |
| Other Income | 1,025,948 |
| Total Employee Compensation & Benefits | 10,171,682 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,690,113 |
| Non-operating Income & (Expense) | 366,322 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 626,236 |
| Cost of Funds | 4,310,206 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,660,151 |
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