Sep, 30, 2025 — SAN FRANCISCO FIRE CREDIT UNION is a non-federally insured state credit union headquartered in SAN FRANCISCO, CA with 3 branch locations and about $1.58 billion in total assets. Opened 67 years ago in 1959, SAN FRANCISCO FIRE CREDIT UNION has about 72,099 members and employs 168 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN FRANCISCO FIRE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3201 California St SAN FRANCISCO, CA 94118-1903 |
| Phone: | (415) 674-4800 |
| Fax: | (415) 674-4681 |
| Website: | https://www.sffirecu.org |
| Branches: | 3 branch locations |
| Members: | 72,099 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97069 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,582,428,398 |
| CEO/Manager: | Kathy Duvall |
| Chairperson: | Brook Baker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 83,240,804 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 933,556,037 |
| Unsecured Loans | 58,099,769 |
| Other Loans | 59,810,774 |
| TOTAL LOANS | 1,051,473,926 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,105,417 |
| Land And Building | 6,104,799 |
| Other Fixed Assets | 11,494,672 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,582,428,398 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 134 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,816,682 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 463,027,173 |
| Regular shares | 547,518,514 |
| All Other Shares & Deposits | 417,309,440 |
| TOTAL SHARES & DEPOSITS | 1,427,855,127 |
| TOTAL LIABILITIES | 1,456,399,116 |
| Regular Reserve | 0 |
| Other Reserves | -34,037,389 |
| Undivided Earnings | 160,066,671 |
| TOTAL EQUITY | 126,029,282 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,582,428,398 |
| INCOME & EXPENSE | |
| Loan Income | 40,569,244 |
| Investment Income | 5,921,434 |
| Other Income | 2,093,243 |
| Total Employee Compensation & Benefits | 19,851,562 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 18,129,384 |
| Non-operating Income & (Expense) | 126,438 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,974,342 |
| Cost of Funds | 9,520,484 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,657,775 |
| ↑ Back to Top | |