Sep, 30, 2025 — POSTAL FAMILY FEDERAL CREDIT UNION is a federal credit union headquartered in FARGO, ND with 2 branch locations and about $29.86 million in total assets. Opened 90 years ago in 1936, POSTAL FAMILY FEDERAL CREDIT UNION has about 2,259 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POSTAL FAMILY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2730 12TH AVE S FARGO, ND 58103 |
| Phone: | (701) 232-6910 |
| Fax: | (701) 232-1217 |
| Website: | https://www.postalfamilyfcu.com |
| Branches: | 2 branch locations |
| Members: | 2,259 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 951 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,856,467 |
| CEO/Manager: | Karen A Andersen |
| Chairperson: | Renae Ingersoll |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,806,640 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 821,144 |
| Unsecured Loans | 967,405 |
| Other Loans | 8,129,327 |
| TOTAL LOANS | 9,917,876 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -114,737 |
| Land And Building | 188,222 |
| Other Fixed Assets | 40,245 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 243,797 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,856,467 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -13,146 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,896,935 |
| Regular shares | 9,656,924 |
| All Other Shares & Deposits | 11,210,086 |
| TOTAL SHARES & DEPOSITS | 26,763,944 |
| TOTAL LIABILITIES | 26,750,798 |
| Regular Reserve | 0 |
| Other Reserves | 335,915 |
| Undivided Earnings | 2,769,754 |
| TOTAL EQUITY | 3,105,669 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,856,467 |
| INCOME & EXPENSE | |
| Loan Income | 532,451 |
| Investment Income | 473,974 |
| Other Income | 116,927 |
| Total Employee Compensation & Benefits | 354,462 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 376,216 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 55,406 |
| Cost of Funds | 180,771 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 190,064 |
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