Sep, 30, 2025 — MID-CITIES CREDIT UNION is a non-federally insured state credit union headquartered in COMPTON, CA with 1 branch location and about $15.81 million in total assets. Opened 71 years ago in 1955, MID-CITIES CREDIT UNION has about 2,630 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MID-CITIES CREDIT UNION |
|---|---|
| Address: (Main Office) | 325 S Santa Fe Ave COMPTON, CA 90221 |
| Phone: | (310) 638-5147 |
| Fax: | (310) 638-8650 |
| Website: | https://www.midcitiescu.org |
| Branches: | 1 branch locations |
| Members: | 2,630 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 95073 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,807,569 |
| CEO/Manager: | Conrad Tan |
| Chairperson: | Floyd Knox |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,076,139 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,347,664 |
| Unsecured Loans | 845,159 |
| Other Loans | 1,728,368 |
| TOTAL LOANS | 4,921,191 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -164,923 |
| Land And Building | 99,054 |
| Other Fixed Assets | 47,663 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 18,566 |
| TOTAL ASSETS | 15,807,569 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 89,938 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,324,128 |
| Regular shares | 10,675,200 |
| All Other Shares & Deposits | 1,526,753 |
| TOTAL SHARES & DEPOSITS | 14,526,081 |
| TOTAL LIABILITIES | 14,616,019 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,191,550 |
| TOTAL EQUITY | 1,191,550 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,807,569 |
| INCOME & EXPENSE | |
| Loan Income | 225,444 |
| Investment Income | 332,801 |
| Other Income | 117,552 |
| Total Employee Compensation & Benefits | 272,889 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 387,086 |
| Non-operating Income & (Expense) | -2 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 114,172 |
| Cost of Funds | 10,271 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -74,005 |
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