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COMMUNITY STAR CREDIT UNION

Sep, 30, 2025 — COMMUNITY STAR CREDIT UNION is a non-federally insured state credit union headquartered in ELYRIA, OH with 1 branch location and about $100.79 million in total assets. Opened 88 years ago in 1938, COMMUNITY STAR CREDIT UNION has about 7,855 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY STAR CREDIT UNION
Address:
(Main Office)
832 Cleveland St
ELYRIA, OH 44035-4141
Phone:(440) 365-7342
Fax:(440) 366-2928
Website:https://www.commstar.org
Branches:1 branch locations
Members:7,855
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:95008
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1938
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$100,792,625
CEO/Manager:David A Jezewski
Chairperson:Robert P Sutter

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,373,616
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 37,428,501
 Unsecured Loans 3,000,161
 Other Loans 28,692,153
 TOTAL LOANS 69,120,815
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -865,000
 Land And Building 1,777,287
 Other Fixed Assets 436,024
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 0
 All Other Assets 0
  TOTAL ASSETS 100,792,625
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 3,000,000
 Accounts Payable & Other Liabilities 1,017,760
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 19,390,393
 Regular shares 37,029,179
 All Other Shares & Deposits 30,910,363
  TOTAL SHARES & DEPOSITS 87,329,935
  TOTAL LIABILITIES 91,347,695
 Regular Reserve 0
 Other Reserves 3,744,431
 Undivided Earnings 5,700,499
  TOTAL EQUITY 9,444,930
  TOTAL LIABILITIES, SHARES, & EQUITY 100,792,625
INCOME & EXPENSE  
 Loan Income 3,009,343
 Investment Income 588,701
 Other Income 1,057,566
 Total Employee Compensation & Benefits 1,437,570
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,600,304
 Non-operating Income & (Expense) 2,653
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 218,463
 Cost of Funds 1,017,767
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 774,475
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