Sep, 30, 2025 — E M O T FEDERAL CREDIT UNION is a federal credit union headquartered in ABILENE, TX with 1 branch location and about $9.10 million in total assets. Opened 72 years ago in 1954, E M O T FEDERAL CREDIT UNION has about 495 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | E M O T FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 471 Cypress St ABILENE, TX 79601-5101 |
| Phone: | (325) 673-3728 |
| Fax: | (325) 673-3729 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 495 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9457 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,100,711 |
| CEO/Manager: | Jerry McIver |
| Chairperson: | Bobby Marshall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 164,383 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 41,192 |
| Other Loans | 2,815,014 |
| TOTAL LOANS | 2,856,206 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -109,680 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 55,959 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,100,711 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 37,574 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,771 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,448,005 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 5,448,005 |
| TOTAL LIABILITIES | 5,505,350 |
| Regular Reserve | 0 |
| Other Reserves | 1,663,117 |
| Undivided Earnings | 1,932,244 |
| TOTAL EQUITY | 3,595,361 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,100,711 |
| INCOME & EXPENSE | |
| Loan Income | 128,770 |
| Investment Income | 222,040 |
| Other Income | 3,323 |
| Total Employee Compensation & Benefits | 89,275 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 42,442 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,500 |
| Cost of Funds | 112,042 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 84,874 |
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