Sep, 30, 2025 — SAVANNAH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in SAVANNAH, GA with 2 branch locations and about $44.12 million in total assets. Opened 72 years ago in 1954, SAVANNAH SCHOOLS FEDERAL CREDIT UNION has about 4,028 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAVANNAH SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4673 US Highway 80 E SAVANNAH, GA 31410-2941 |
| Phone: | (912) 236-0919 |
| Fax: | (912) 231-1422 |
| Website: | https://www.ssfcuonline.org |
| Branches: | 2 branch locations |
| Members: | 4,028 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9408 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,117,430 |
| CEO/Manager: | Mary K Lowe |
| Chairperson: | Angie A Lewis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,999,334 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 322,381 |
| Unsecured Loans | 2,437,838 |
| Other Loans | 10,560,851 |
| TOTAL LOANS | 13,321,070 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -244,621 |
| Land And Building | 1,007,778 |
| Other Fixed Assets | 35,719 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 372,496 |
| All Other Assets | 0 |
| TOTAL ASSETS | 44,117,430 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 336,819 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,195,458 |
| Regular shares | 23,120,903 |
| All Other Shares & Deposits | 7,486,256 |
| TOTAL SHARES & DEPOSITS | 38,802,617 |
| TOTAL LIABILITIES | 39,139,436 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,977,994 |
| TOTAL EQUITY | 4,977,994 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,117,430 |
| INCOME & EXPENSE | |
| Loan Income | 621,499 |
| Investment Income | 663,518 |
| Other Income | 324,899 |
| Total Employee Compensation & Benefits | 633,436 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 735,653 |
| Non-operating Income & (Expense) | 118,492 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -68,359 |
| Cost of Funds | 53,140 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 374,538 |
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