Sep, 30, 2025 — DELTA REFINING CO EMP FEDERAL CREDIT UNION is a federal credit union headquartered in MEMPHIS, TN with 1 branch location and about $4.57 million in total assets. Opened 72 years ago in 1954, DELTA REFINING CO EMP FEDERAL CREDIT UNION has about 275 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELTA REFINING CO EMP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2385 Riverport Rd MEMPHIS, TN 38109 |
| Phone: | (901) 775-8814 |
| Fax: | (901) 942-6654 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 275 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9310 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,574,969 |
| CEO/Manager: | Terrie L Snavely |
| Chairperson: | John Ragar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 525,156 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 44,408 |
| Other Loans | 1,247,575 |
| TOTAL LOANS | 1,291,983 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,760 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 40,603 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,574,969 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 17,043 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,529,072 |
| All Other Shares & Deposits | 1,008,349 |
| TOTAL SHARES & DEPOSITS | 3,537,422 |
| TOTAL LIABILITIES | 3,554,465 |
| Regular Reserve | 0 |
| Other Reserves | 107,309 |
| Undivided Earnings | 913,195 |
| TOTAL EQUITY | 1,020,504 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,574,969 |
| INCOME & EXPENSE | |
| Loan Income | 69,465 |
| Investment Income | 108,743 |
| Other Income | 1,969 |
| Total Employee Compensation & Benefits | 65,728 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 28,055 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,214 |
| Cost of Funds | 70,493 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,687 |
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