Sep, 30, 2025 — PIONEER FEDERAL CREDIT UNION is a federal credit union headquartered in MOUNTAIN HOME, ID with 14 branch locations and about $736.12 million in total assets. Opened 72 years ago in 1954, PIONEER FEDERAL CREDIT UNION has about 48,760 members and employs 183 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PIONEER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 250 W 3rd S MOUNTAIN HOME, ID 83647 |
| Phone: | (208) 587-3304 |
| Fax: | (208) 587-6909 |
| Website: | https://www.pioneerfcu.org |
| Branches: | 14 branch locations |
| Members: | 48,760 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9247 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $736,116,706 |
| CEO/Manager: | Curt Perry |
| Chairperson: | Nathan Price |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,275,192 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 247,419,449 |
| Unsecured Loans | 31,242,622 |
| Other Loans | 234,975,592 |
| TOTAL LOANS | 513,639,358 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,583,686 |
| Land And Building | 32,764,629 |
| Other Fixed Assets | 4,350,220 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,146,544 |
| All Other Assets | 1,773,095 |
| TOTAL ASSETS | 736,116,706 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 10,000,000 |
| Accounts Payable & Other Liabilities | 7,744,153 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 141,496,742 |
| Regular shares | 240,992,412 |
| All Other Shares & Deposits | 273,838,227 |
| TOTAL SHARES & DEPOSITS | 656,327,380 |
| TOTAL LIABILITIES | 674,071,533 |
| Regular Reserve | 0 |
| Other Reserves | -9,360,484 |
| Undivided Earnings | 71,405,657 |
| TOTAL EQUITY | 62,045,173 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 736,116,706 |
| INCOME & EXPENSE | |
| Loan Income | 21,593,813 |
| Investment Income | 2,737,537 |
| Other Income | 6,176,279 |
| Total Employee Compensation & Benefits | 10,947,763 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,274,552 |
| Non-operating Income & (Expense) | 428,598 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,471,671 |
| Cost of Funds | 7,792,909 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,530,341 |
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