Sep, 30, 2025 — TOLEDO METRO FEDERAL CREDIT UNION is a federal credit union headquartered in TOLEDO, OH with 2 branch locations and about $58.90 million in total assets. Opened 72 years ago in 1954, TOLEDO METRO FEDERAL CREDIT UNION has about 4,905 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOLEDO METRO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1212 Adams St TOLEDO, OH 43604 |
| Phone: | (419) 242-4926 |
| Fax: | (419) 242-8550 |
| Website: | https://www.toledometro.com |
| Branches: | 2 branch locations |
| Members: | 4,905 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9189 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $58,899,401 |
| CEO/Manager: | Sariah Flynn |
| Chairperson: | David Kovacs |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,853,875 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,857,081 |
| Unsecured Loans | 3,225,220 |
| Other Loans | 19,530,646 |
| TOTAL LOANS | 28,612,946 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -158,337 |
| Land And Building | 752,375 |
| Other Fixed Assets | 128,734 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 495,236 |
| All Other Assets | 0 |
| TOTAL ASSETS | 58,899,401 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 286,286 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,965,557 |
| Regular shares | 28,244,311 |
| All Other Shares & Deposits | 13,990,619 |
| TOTAL SHARES & DEPOSITS | 53,200,487 |
| TOTAL LIABILITIES | 53,486,773 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,412,628 |
| TOTAL EQUITY | 5,412,628 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 58,899,401 |
| INCOME & EXPENSE | |
| Loan Income | 1,274,410 |
| Investment Income | 505,366 |
| Other Income | 291,208 |
| Total Employee Compensation & Benefits | 833,996 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 803,617 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 62,000 |
| Cost of Funds | 326,773 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 196,793 |
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