Sep, 30, 2025 — MERIDIAN TRUST FEDERAL CREDIT UNION is a federal credit union headquartered in CHEYENNE, WY with 9 branch locations and about $709.07 million in total assets. Opened 72 years ago in 1954, MERIDIAN TRUST FEDERAL CREDIT UNION has about 43,436 members and employs 126 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MERIDIAN TRUST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4349 E Lincolnway CHEYENNE, WY 82001 |
| Phone: | (307) 635-7878 |
| Fax: | (307) 633-6426 |
| Website: | https://www.mymeridiantrust.com |
| Branches: | 9 branch locations |
| Members: | 43,436 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9160 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $709,069,218 |
| CEO/Manager: | Bryan Thomas |
| Chairperson: | Dean Fausset |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 41,073,750 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 295,256,934 |
| Unsecured Loans | 27,404,583 |
| Other Loans | 210,392,753 |
| TOTAL LOANS | 533,054,270 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,896,969 |
| Land And Building | 16,593,234 |
| Other Fixed Assets | 1,704,012 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,746,649 |
| All Other Assets | 564,483 |
| TOTAL ASSETS | 709,069,218 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 370 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,646,908 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 173,315,802 |
| Regular shares | 127,490,166 |
| All Other Shares & Deposits | 310,198,975 |
| TOTAL SHARES & DEPOSITS | 611,004,945 |
| TOTAL LIABILITIES | 617,652,223 |
| Regular Reserve | 0 |
| Other Reserves | -108,113 |
| Undivided Earnings | 91,525,108 |
| TOTAL EQUITY | 91,416,995 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 709,069,218 |
| INCOME & EXPENSE | |
| Loan Income | 23,326,197 |
| Investment Income | 4,163,853 |
| Other Income | 1,810,590 |
| Total Employee Compensation & Benefits | 7,989,449 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,206,241 |
| Non-operating Income & (Expense) | -175,089 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,248,224 |
| Cost of Funds | 7,975,842 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,765,737 |
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