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National Credit Union Service Organization

HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION

Sep, 30, 2025 — HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION is a federal credit union headquartered in HONOLULU, HI with 1 branch location and about $39.56 million in total assets. Opened 72 years ago in 1954, HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION has about 4,557 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321378741
Name:HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION
Address:
(Main Office)
1914 S KING ST STE 100
HONOLULU, HI 96826-2162
Phone:(808) 942-5115
Fax:(808) 942-4155
Website:https://www.htifcu.com
Branches:1 branch locations
Members:4,557
Credit Union Type:Federal Credit Union
Charter Number:9115
Membership Type:Single common bond - other
Corporate Credit Union:No
Year Opened:1954
Last Audited:Mar 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$39,560,050
CEO/Manager:Cheryl F Nakai
Chairperson:Velma K Kam

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 991,006
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 6,956,672
 Unsecured Loans 6,064,603
 Other Loans 3,917,579
 TOTAL LOANS 16,938,854
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -122,741
 Land And Building 4,868,762
 Other Fixed Assets 58,726
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 351,794
 All Other Assets 0
  TOTAL ASSETS 39,560,050
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 470,000
 Accounts Payable & Other Liabilities 104,745
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,718,919
 Regular shares 20,386,363
 All Other Shares & Deposits 12,191,206
  TOTAL SHARES & DEPOSITS 36,296,488
  TOTAL LIABILITIES 36,871,233
 Regular Reserve 0
 Other Reserves -836,906
 Undivided Earnings 3,525,723
  TOTAL EQUITY 2,688,817
  TOTAL LIABILITIES, SHARES, & EQUITY 39,560,050
INCOME & EXPENSE  
 Loan Income 872,896
 Investment Income 311,993
 Other Income 43,293
 Total Employee Compensation & Benefits 369,291
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 601,393
 Non-operating Income & (Expense) -14
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 31,677
 Cost of Funds 318,933
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 97,958
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