Sep, 30, 2025 — WYHY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEYENNE, WY with 5 branch locations and about $400.08 million in total assets. Opened 73 years ago in 1953, WYHY FEDERAL CREDIT UNION has about 22,721 members and employs 57 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WYHY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1715 Stillwater Ave CHEYENNE, WY 82009-7359 |
| Phone: | (307) 638-4200 |
| Fax: | (307) 638-4201 |
| Website: | https://www.wyhy.org |
| Branches: | 5 branch locations |
| Members: | 22,721 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9094 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $400,082,896 |
| CEO/Manager: | William N Willingham III |
| Chairperson: | Pamela J Fredrick |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,462,998 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 96,729,902 |
| Unsecured Loans | 24,561,194 |
| Other Loans | 175,512,139 |
| TOTAL LOANS | 296,803,235 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,406,691 |
| Land And Building | 11,105,226 |
| Other Fixed Assets | 946,321 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,392,972 |
| All Other Assets | 1,453,219 |
| TOTAL ASSETS | 400,082,896 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 584,493 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,845,253 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 80,798,791 |
| Regular shares | 101,339,908 |
| All Other Shares & Deposits | 161,146,867 |
| TOTAL SHARES & DEPOSITS | 343,285,565 |
| TOTAL LIABILITIES | 346,715,311 |
| Regular Reserve | 0 |
| Other Reserves | 1,829,629 |
| Undivided Earnings | 51,537,956 |
| TOTAL EQUITY | 53,367,585 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 400,082,896 |
| INCOME & EXPENSE | |
| Loan Income | 15,492,489 |
| Investment Income | 2,136,863 |
| Other Income | 1,605,924 |
| Total Employee Compensation & Benefits | 4,167,144 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,909,747 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,916,530 |
| Cost of Funds | 4,674,111 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,562,468 |
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