Sep, 30, 2025 — ROSWELL COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ROSWELL, NM with 2 branch locations and about $49.49 million in total assets. Opened 73 years ago in 1953, ROSWELL COMMUNITY FEDERAL CREDIT UNION has about 3,635 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROSWELL COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2514 N Main St ROSWELL, NM 88201 |
| Phone: | (575) 623-7788 |
| Fax: | (575) 622-2340 |
| Website: | https://www.roswellcu.org |
| Branches: | 2 branch locations |
| Members: | 3,635 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9093 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $49,492,328 |
| CEO/Manager: | Karen R Griffo |
| Chairperson: | Carol S Smith |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,966,596 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,862,709 |
| Unsecured Loans | 2,135,083 |
| Other Loans | 26,378,024 |
| TOTAL LOANS | 36,375,816 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -94,371 |
| Land And Building | 1,103,053 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 370,800 |
| All Other Assets | 0 |
| TOTAL ASSETS | 49,492,328 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 448,181 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,909,483 |
| Regular shares | 18,126,116 |
| All Other Shares & Deposits | 14,874,055 |
| TOTAL SHARES & DEPOSITS | 39,909,654 |
| TOTAL LIABILITIES | 40,357,835 |
| Regular Reserve | 0 |
| Other Reserves | 125,017 |
| Undivided Earnings | 9,009,476 |
| TOTAL EQUITY | 9,134,493 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 49,492,328 |
| INCOME & EXPENSE | |
| Loan Income | 1,965,673 |
| Investment Income | 217,300 |
| Other Income | 246,905 |
| Total Employee Compensation & Benefits | 511,855 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 560,573 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 31,500 |
| Cost of Funds | 607,037 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 874,056 |
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