Sep, 30, 2025 — MARKET USA FEDERAL CREDIT UNION is a federal credit union headquartered in LAUREL, MD with 2 branch locations and about $137.88 million in total assets. Opened 73 years ago in 1953, MARKET USA FEDERAL CREDIT UNION has about 20,073 members and employs 39 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MARKET USA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 8871 Gorman Rd LAUREL, MD 20723-5877 |
| Phone: | (301) 586-3400 |
| Fax: | (301) 586-3415 |
| Website: | https://www.marketusafcu.com |
| Branches: | 2 branch locations |
| Members: | 20,073 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9003 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $137,883,533 |
| CEO/Manager: | Laura T Hassan |
| Chairperson: | Robert Watts |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 37,050,026 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,019,955 |
| Unsecured Loans | 11,464,007 |
| Other Loans | 60,222,218 |
| TOTAL LOANS | 88,706,180 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,848,453 |
| Land And Building | 2,424,228 |
| Other Fixed Assets | 881,436 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,093,434 |
| All Other Assets | 476,280 |
| TOTAL ASSETS | 137,883,533 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 159 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,016,568 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,630,640 |
| Regular shares | 48,879,206 |
| All Other Shares & Deposits | 35,564,916 |
| TOTAL SHARES & DEPOSITS | 111,074,763 |
| TOTAL LIABILITIES | 112,091,490 |
| Regular Reserve | 0 |
| Other Reserves | 149,288 |
| Undivided Earnings | 25,642,755 |
| TOTAL EQUITY | 25,792,043 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 137,883,533 |
| INCOME & EXPENSE | |
| Loan Income | 5,460,010 |
| Investment Income | 1,278,279 |
| Other Income | 1,233,891 |
| Total Employee Compensation & Benefits | 3,060,815 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,754,975 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,067,386 |
| Cost of Funds | 992,732 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 63,502 |
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