Sep, 30, 2025 — FERGUS FEDERAL CREDIT UNION is a federal credit union headquartered in LEWISTOWN, MT with 1 branch location and about $113.30 million in total assets. Opened 73 years ago in 1953, FERGUS FEDERAL CREDIT UNION has about 6,442 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FERGUS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 106 E Janeaux St LEWISTOWN, MT 59457-3033 |
| Phone: | (406) 535-7478 |
| Fax: | (406) 535-9790 |
| Website: | https://www.fergusfcu.com |
| Branches: | 1 branch locations |
| Members: | 6,442 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8881 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $113,304,288 |
| CEO/Manager: | Jayme S Durbin |
| Chairperson: | Tracy Bent |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,589,903 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 22,780,008 |
| Unsecured Loans | 1,871,054 |
| Other Loans | 61,107,273 |
| TOTAL LOANS | 85,758,336 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -273,440 |
| Land And Building | 1,035,272 |
| Other Fixed Assets | 61,921 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 910,906 |
| All Other Assets | 105,658 |
| TOTAL ASSETS | 113,304,288 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 625,909 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,165,399 |
| Regular shares | 26,529,940 |
| All Other Shares & Deposits | 52,196,996 |
| TOTAL SHARES & DEPOSITS | 97,892,335 |
| TOTAL LIABILITIES | 98,518,244 |
| Regular Reserve | 0 |
| Other Reserves | 704,841 |
| Undivided Earnings | 14,081,203 |
| TOTAL EQUITY | 14,786,044 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 113,304,288 |
| INCOME & EXPENSE | |
| Loan Income | 3,910,470 |
| Investment Income | 739,573 |
| Other Income | 330,606 |
| Total Employee Compensation & Benefits | 1,354,421 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,177,342 |
| Non-operating Income & (Expense) | -4 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,793 |
| Cost of Funds | 1,220,908 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,425,748 |
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