Sep, 30, 2025 — NORFOLK COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in NORFOLK, MA with 1 branch location and about $33.12 million in total assets. Opened 73 years ago in 1953, NORFOLK COMMUNITY FEDERAL CREDIT UNION has about 3,590 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORFOLK COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 18 Union St Ste 104 NORFOLK, MA 02056-1855 |
| Phone: | (508) 528-3360 |
| Fax: | (508) 528-7704 |
| Website: | https://www.norfolkcommunityfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,590 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8828 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,122,175 |
| CEO/Manager: | Susan J Kenney |
| Chairperson: | Charles H Stone Jr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,811,624 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,608,538 |
| Unsecured Loans | 4,879,370 |
| Other Loans | 6,644,932 |
| TOTAL LOANS | 20,132,840 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,906 |
| Land And Building | 0 |
| Other Fixed Assets | 202,261 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 240,704 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,122,175 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 167,146 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,025,845 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,074,766 |
| Regular shares | 17,050,881 |
| All Other Shares & Deposits | 6,930,001 |
| TOTAL SHARES & DEPOSITS | 28,055,648 |
| TOTAL LIABILITIES | 29,248,639 |
| Regular Reserve | 0 |
| Other Reserves | 401,716 |
| Undivided Earnings | 3,471,820 |
| TOTAL EQUITY | 3,873,536 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,122,175 |
| INCOME & EXPENSE | |
| Loan Income | 847,552 |
| Investment Income | 283,604 |
| Other Income | 38,397 |
| Total Employee Compensation & Benefits | 341,582 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 344,926 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,312 |
| Cost of Funds | 341,147 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 169,437 |
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