Sep, 30, 2025 — SUNLIGHT FEDERAL CREDIT UNION is a federal credit union headquartered in CODY, WY with 4 branch locations and about $218.09 million in total assets. Opened 73 years ago in 1953, SUNLIGHT FEDERAL CREDIT UNION has about 8,757 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUNLIGHT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1702 17th St CODY, WY 82414 |
| Phone: | (307) 587-4915 |
| Fax: | (307) 587-4074 |
| Website: | https://www.sunlightfcu.com |
| Branches: | 4 branch locations |
| Members: | 8,757 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8733 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $218,089,594 |
| CEO/Manager: | Craig Allen |
| Chairperson: | Allen Wilson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 38,214,963 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 102,719,344 |
| Unsecured Loans | 2,651,636 |
| Other Loans | 39,204,510 |
| TOTAL LOANS | 144,575,490 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,337,393 |
| Land And Building | 5,477,321 |
| Other Fixed Assets | 662,834 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,797,334 |
| All Other Assets | 0 |
| TOTAL ASSETS | 218,089,594 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 530,779 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,709,485 |
| Regular shares | 61,909,559 |
| All Other Shares & Deposits | 101,708,402 |
| TOTAL SHARES & DEPOSITS | 193,327,446 |
| TOTAL LIABILITIES | 193,858,225 |
| Regular Reserve | 0 |
| Other Reserves | 454,700 |
| Undivided Earnings | 23,776,669 |
| TOTAL EQUITY | 24,231,369 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 218,089,594 |
| INCOME & EXPENSE | |
| Loan Income | 6,659,024 |
| Investment Income | 1,608,206 |
| Other Income | 594,106 |
| Total Employee Compensation & Benefits | 2,697,930 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,620,062 |
| Non-operating Income & (Expense) | -270,378 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 858,239 |
| Cost of Funds | 2,796,080 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 78,519 |
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