Sep, 30, 2025 — ZELLCO FEDERAL CREDIT UNION is a federal credit union headquartered in BOGALUSA, LA with 4 branch locations and about $92.76 million in total assets. Opened 91 years ago in 1935, ZELLCO FEDERAL CREDIT UNION has about 8,058 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ZELLCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 Avenue V BOGALUSA, LA 70427-4414 |
| Phone: | (985) 732-7522 |
| Fax: | (985) 732-2361 |
| Website: | https://www.zellcofcu.org |
| Branches: | 4 branch locations |
| Members: | 8,058 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 871 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $92,762,249 |
| CEO/Manager: | BRIAN KING |
| Chairperson: | RODNEY WASCOM |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,053,818 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,457,597 |
| Unsecured Loans | 3,663,108 |
| Other Loans | 32,297,633 |
| TOTAL LOANS | 57,126,019 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -413,523 |
| Land And Building | 637,413 |
| Other Fixed Assets | 661 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 569,824 |
| All Other Assets | 18,285 |
| TOTAL ASSETS | 92,762,249 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 525,519 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,103,519 |
| Regular shares | 36,548,396 |
| All Other Shares & Deposits | 17,059,682 |
| TOTAL SHARES & DEPOSITS | 64,711,593 |
| TOTAL LIABILITIES | 65,237,112 |
| Regular Reserve | 0 |
| Other Reserves | 2,892,497 |
| Undivided Earnings | 24,632,640 |
| TOTAL EQUITY | 27,525,137 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 92,762,249 |
| INCOME & EXPENSE | |
| Loan Income | 2,791,105 |
| Investment Income | 1,004,344 |
| Other Income | 538,269 |
| Total Employee Compensation & Benefits | 1,016,767 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,143,048 |
| Non-operating Income & (Expense) | 7,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 95,000 |
| Cost of Funds | 570,294 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,571,429 |
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