Sep, 30, 2025 — WILLIAMSVILLE FEDERAL CREDIT UNION is a federal credit union headquartered in AMHERST, NY with 1 branch location and about $10.75 million in total assets. Opened 73 years ago in 1953, WILLIAMSVILLE FEDERAL CREDIT UNION has about 1,923 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WILLIAMSVILLE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 656 N French Rd Ste 7 AMHERST, NY 14228-2104 |
| Phone: | (716) 691-3110 |
| Fax: | (716) 691-1785 |
| Website: | https://www.williamsvillefcu.com |
| Branches: | 1 branch locations |
| Members: | 1,923 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8618 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,750,667 |
| CEO/Manager: | Sandra Castiglia |
| Chairperson: | David Ward |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,638,246 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,937,395 |
| Unsecured Loans | 1,043,760 |
| Other Loans | 1,733,523 |
| TOTAL LOANS | 5,714,678 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,746 |
| Land And Building | 62,888 |
| Other Fixed Assets | 13,553 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 97,824 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,750,667 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,043 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 598,825 |
| Regular shares | 8,376,464 |
| All Other Shares & Deposits | 421,800 |
| TOTAL SHARES & DEPOSITS | 9,397,089 |
| TOTAL LIABILITIES | 9,404,132 |
| Regular Reserve | 0 |
| Other Reserves | 154,066 |
| Undivided Earnings | 1,192,469 |
| TOTAL EQUITY | 1,346,535 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,750,667 |
| INCOME & EXPENSE | |
| Loan Income | 137,368 |
| Investment Income | 146,900 |
| Other Income | 925 |
| Total Employee Compensation & Benefits | 146,843 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 112,949 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 12,960 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 12,742 |
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