Sep, 30, 2025 — SEASONS FEDERAL CREDIT UNION is a federal credit union headquartered in MIDDLETOWN, CT with 3 branch locations and about $174.33 million in total assets. Opened 91 years ago in 1935, SEASONS FEDERAL CREDIT UNION has about 11,761 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SEASONS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 524 S Main St MIDDLETOWN, CT 06457-4215 |
| Phone: | (860) 346-6614 |
| Fax: | (860) 346-4214 |
| Website: | https://www.ellafifcu.org |
| Branches: | 3 branch locations |
| Members: | 11,761 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 854 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $174,329,284 |
| CEO/Manager: | Robyn Swanson |
| Chairperson: | James Misenti |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,050,833 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 56,161,880 |
| Unsecured Loans | 14,826,044 |
| Other Loans | 42,412,157 |
| TOTAL LOANS | 113,400,082 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -761,284 |
| Land And Building | 35,426 |
| Other Fixed Assets | 1,022,787 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,534,420 |
| All Other Assets | 0 |
| TOTAL ASSETS | 174,329,284 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 174,405 |
| Accounts Payable & Other Liabilities | 6,017,897 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 40,085,979 |
| Regular shares | 57,476,487 |
| All Other Shares & Deposits | 59,347,971 |
| TOTAL SHARES & DEPOSITS | 156,910,436 |
| TOTAL LIABILITIES | 163,102,738 |
| Regular Reserve | 0 |
| Other Reserves | -475,832 |
| Undivided Earnings | 11,702,378 |
| TOTAL EQUITY | 11,226,546 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 174,329,284 |
| INCOME & EXPENSE | |
| Loan Income | 4,943,557 |
| Investment Income | 972,712 |
| Other Income | 1,098,112 |
| Total Employee Compensation & Benefits | 3,635,356 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,756,468 |
| Non-operating Income & (Expense) | 1,220,985 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 592,000 |
| Cost of Funds | 1,330,681 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 359,194 |
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