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APS FEDERAL CREDIT UNION

Sep, 30, 2025 — APS FEDERAL CREDIT UNION is a federal credit union headquartered in Charleroi, PA with 1 branch location and about $10.59 million in total assets. Opened 91 years ago in 1935, APS FEDERAL CREDIT UNION has about 1,340 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:APS FEDERAL CREDIT UNION
Address:
(Main Office)
259 Fremont Rd
Charleroi, PA 15022-1707
Phone:(724) 483-6260
Fax:(724) 483-4202
Website:https://www.apsfcu.org
Branches:1 branch locations
Members:1,340
Credit Union Type:Federal Credit Union
Charter Number:838
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$10,585,146
CEO/Manager:Patricia F Allen
Chairperson:Mark T Snodgrass

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 879,945
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,033,867
 Other Loans 6,717,687
 TOTAL LOANS 7,751,554
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -15,253
 Land And Building 0
 Other Fixed Assets 30,151
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 94,738
 All Other Assets 0
  TOTAL ASSETS 10,585,146
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,206
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,307,281
 Regular shares 7,961,021
 All Other Shares & Deposits 615,481
  TOTAL SHARES & DEPOSITS 9,883,783
  TOTAL LIABILITIES 9,884,989
 Regular Reserve 0
 Other Reserves 194,110
 Undivided Earnings 506,047
  TOTAL EQUITY 700,157
  TOTAL LIABILITIES, SHARES, & EQUITY 10,585,146
INCOME & EXPENSE  
 Loan Income 181,898
 Investment Income 20,593
 Other Income 10,385
 Total Employee Compensation & Benefits 103,329
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 122,134
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,536
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 15,137
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