Sep, 30, 2025 — INTERRA CREDIT UNION is a non-federally insured state credit union headquartered in GOSHEN, IN with 16 branch locations and about $1.95 billion in total assets. Opened 94 years ago in 1932, INTERRA CREDIT UNION has about 89,628 members and employs 325 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INTERRA CREDIT UNION |
|---|---|
| Address: (Main Office) | 300 W Lincoln Ave GOSHEN, IN 46526 |
| Phone: | (574) 534-2506 |
| Fax: | |
| Website: | https://www.interracu.com |
| Branches: | 16 branch locations |
| Members: | 89,628 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 82794 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,954,426,145 |
| CEO/Manager: | Amy Sink |
| Chairperson: | Tim Yoder |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,091,624 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 878,026 |
| Real Estate Loans | 1,308,681,898 |
| Unsecured Loans | 49,275,797 |
| Other Loans | 291,313,545 |
| TOTAL LOANS | 1,649,271,240 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,236,018 |
| Land And Building | 18,168,225 |
| Other Fixed Assets | 2,422,405 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 201,591 |
| TOTAL ASSETS | 1,954,426,145 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 356,936 |
| Notes & Interest Payable | 143,108,901 |
| Accounts Payable & Other Liabilities | 21,744,105 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 612,530,958 |
| Regular shares | 293,198,424 |
| All Other Shares & Deposits | 716,927,736 |
| TOTAL SHARES & DEPOSITS | 1,622,657,118 |
| TOTAL LIABILITIES | 1,788,045,114 |
| Regular Reserve | 0 |
| Other Reserves | -8,981,071 |
| Undivided Earnings | 175,362,102 |
| TOTAL EQUITY | 166,381,031 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,954,426,145 |
| INCOME & EXPENSE | |
| Loan Income | 71,488,813 |
| Investment Income | 4,603,173 |
| Other Income | 7,797,803 |
| Total Employee Compensation & Benefits | 24,144,059 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 22,259,392 |
| Non-operating Income & (Expense) | -152,582 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,987,215 |
| Cost of Funds | 30,990,779 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,475,029 |
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