Sep, 30, 2025 — WESTERN INDIANA CREDIT UNION is a non-federally insured state credit union headquartered in SULLIVAN, IN with 2 branch locations and about $49.81 million in total assets. Opened 94 years ago in 1932, WESTERN INDIANA CREDIT UNION has about 3,037 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN INDIANA CREDIT UNION |
|---|---|
| Address: (Main Office) | 949 W State Road 154 SULLIVAN, IN 47882-7115 |
| Phone: | (812) 268-1196 |
| Fax: | (812) 268-8677 |
| Website: | https://www.westernindianacu.com |
| Branches: | 2 branch locations |
| Members: | 3,037 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 82789 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Apr 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $49,809,455 |
| CEO/Manager: | Mitzi J Perkinson |
| Chairperson: | Rusty D Sinders |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,187,456 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,745,169 |
| Unsecured Loans | 214,179 |
| Other Loans | 11,075,059 |
| TOTAL LOANS | 32,034,407 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -114,882 |
| Land And Building | 752,094 |
| Other Fixed Assets | 64,050 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 49,809,455 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 276,337 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 92,164 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,350,021 |
| Regular shares | 14,433,452 |
| All Other Shares & Deposits | 21,834,807 |
| TOTAL SHARES & DEPOSITS | 43,618,280 |
| TOTAL LIABILITIES | 43,986,781 |
| Regular Reserve | 0 |
| Other Reserves | 1,301,507 |
| Undivided Earnings | 4,521,167 |
| TOTAL EQUITY | 5,822,674 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 49,809,455 |
| INCOME & EXPENSE | |
| Loan Income | 1,491,732 |
| Investment Income | 399,736 |
| Other Income | 95,130 |
| Total Employee Compensation & Benefits | 497,053 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 597,913 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 33,940 |
| Cost of Funds | 725,404 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 255,194 |
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