Sep, 30, 2025 — PATH FEDERAL CREDIT UNION is a federal credit union headquartered in JERSEY CITY, NJ with 0 branch location and about $13.32 million in total assets. Opened 74 years ago in 1952, PATH FEDERAL CREDIT UNION has about 1,399 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 Path Plz JERSEY CITY, NJ 07306 |
| Phone: | (201) 216-6094 |
| Fax: | |
| Website: | https://www.pathfcu.org |
| Branches: | 0 branch locations |
| Members: | 1,399 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8118 |
|---|---|
| Membership Type: | Service - Transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,324,669 |
| CEO/Manager: | DENISE KINGSBERRY |
| Chairperson: | Edward N Rehm |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 71,378 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,100,603 |
| Unsecured Loans | 3,388,167 |
| Other Loans | 5,248,162 |
| TOTAL LOANS | 9,736,932 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -366,924 |
| Land And Building | 0 |
| Other Fixed Assets | 19,788 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 88,423 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,324,669 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 135,929 |
| Notes & Interest Payable | 335,822 |
| Accounts Payable & Other Liabilities | 64,075 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 237,830 |
| Regular shares | 5,041,680 |
| All Other Shares & Deposits | 3,512,076 |
| TOTAL SHARES & DEPOSITS | 8,791,587 |
| TOTAL LIABILITIES | 9,327,413 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,997,256 |
| TOTAL EQUITY | 3,997,256 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,324,669 |
| INCOME & EXPENSE | |
| Loan Income | 561,436 |
| Investment Income | 115,755 |
| Other Income | 18,138 |
| Total Employee Compensation & Benefits | 209,810 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 378,931 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -169,805 |
| Cost of Funds | 142,022 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 167,037 |
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