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TEACHERS FEDERAL CREDIT UNION

Sep, 30, 2025 — TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in HAUPPAUGE, NY with 32 branch locations and about $9.90 billion in total assets. Opened 74 years ago in 1952, TEACHERS FEDERAL CREDIT UNION has about 484,208 members and employs 894 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221475786
Name:TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
102 Motor Pkwy
HAUPPAUGE, NY 11788
Phone:(631) 698-7000
Fax:
Website:https://www.teachersfcu.org
Branches:32 branch locations
Members:484,208
Credit Union Type:Federal Credit Union
Charter Number:8116
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1952
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$9,899,488,278
CEO/Manager:Brad C Calhoun
Chairperson:TIMOTHY SOUTHERTON

Call Report

  • Payday Alternative Loans (PAL Loans)
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 651,298,021
TOTAL INVESTMENTS 0
Loans Held for Sale 3,536,322
 
 Real Estate Loans 3,568,011,221
 Unsecured Loans 478,434,547
 Other Loans 1,577,072,089
 TOTAL LOANS 5,623,563,019
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -96,548,541
 Land And Building 53,867,717
 Other Fixed Assets 59,271,644
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 73,713,885
 All Other Assets 652,345
  TOTAL ASSETS 9,899,488,278
LIABILITIES & CAPITAL:  
 Dividends Payable 313,375
 Notes & Interest Payable 543,750,000
 Accounts Payable & Other Liabilities 119,482,197
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,085,565,473
 Regular shares 1,410,121,515
 All Other Shares & Deposits 5,714,382,995
  TOTAL SHARES & DEPOSITS 8,210,069,982
  TOTAL LIABILITIES 8,873,754,365
 Regular Reserve 0
 Other Reserves -12,672,289
 Undivided Earnings 1,038,406,202
  TOTAL EQUITY 1,025,733,913
  TOTAL LIABILITIES, SHARES, & EQUITY 9,899,488,278
INCOME & EXPENSE  
 Loan Income 270,442,322
 Investment Income 91,777,328
 Other Income 10,967,873
 Total Employee Compensation & Benefits 75,315,063
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 79,898,859
 Non-operating Income & (Expense) -900,203
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,476,063
 Cost of Funds 155,073,164
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 70,625,521
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