Sep, 30, 2025 — MOLOKAI COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in KAUNAKAKAI, HI with 2 branch locations and about $35.97 million in total assets. Opened 75 years ago in 1951, MOLOKAI COMMUNITY FEDERAL CREDIT UNION has about 4,331 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOLOKAI COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 135 Puali Place KAUNAKAKAI, HI 96748 |
| Phone: | (808) 553-5328 |
| Fax: | (808) 553-3830 |
| Website: | https://www.molokaicommunityfcu.com |
| Branches: | 2 branch locations |
| Members: | 4,331 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7471 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $35,973,339 |
| CEO/Manager: | Carrie-Ann Farris |
| Chairperson: | Rochelle Borden |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,386,507 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,367,325 |
| Unsecured Loans | 3,661,633 |
| Other Loans | 3,370,459 |
| TOTAL LOANS | 15,399,417 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -388,538 |
| Land And Building | 287,152 |
| Other Fixed Assets | 163,350 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 294,702 |
| All Other Assets | 0 |
| TOTAL ASSETS | 35,973,339 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 335,118 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,229,961 |
| Regular shares | 20,082,130 |
| All Other Shares & Deposits | 3,712,990 |
| TOTAL SHARES & DEPOSITS | 29,025,081 |
| TOTAL LIABILITIES | 29,360,199 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,613,140 |
| TOTAL EQUITY | 6,613,140 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 35,973,339 |
| INCOME & EXPENSE | |
| Loan Income | 766,986 |
| Investment Income | 437,420 |
| Other Income | 149,356 |
| Total Employee Compensation & Benefits | 460,893 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 739,471 |
| Non-operating Income & (Expense) | 410,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -86,895 |
| Cost of Funds | 39,268 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 770,511 |
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