Sep, 30, 2025 — 1ST ADVANTAGE FEDERAL CREDIT UNION is a federal credit union headquartered in YORKTOWN, VA with 12 branch locations and about $1.05 billion in total assets. Opened 75 years ago in 1951, 1ST ADVANTAGE FEDERAL CREDIT UNION has about 71,966 members and employs 220 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 110 Cybernetics Way YORKTOWN, VA 23693 |
| Phone: | (757) 877-2444 |
| Fax: | (757) 886-3314 |
| Website: | https://www.1stadvantage.org |
| Branches: | 12 branch locations |
| Members: | 71,966 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7448 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,048,649,774 |
| CEO/Manager: | Paul W Muse |
| Chairperson: | Sylvester McClellan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 74,771,164 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 416,151,084 |
| Unsecured Loans | 61,745,808 |
| Other Loans | 267,833,622 |
| TOTAL LOANS | 789,344,833 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,377,286 |
| Land And Building | 13,230,393 |
| Other Fixed Assets | 1,997,541 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,221,338 |
| All Other Assets | 248,329 |
| TOTAL ASSETS | 1,048,649,774 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 777 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,762,623 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 222,385,607 |
| Regular shares | 296,548,611 |
| All Other Shares & Deposits | 350,594,222 |
| TOTAL SHARES & DEPOSITS | 869,528,441 |
| TOTAL LIABILITIES | 886,291,841 |
| Regular Reserve | 0 |
| Other Reserves | -889,006 |
| Undivided Earnings | 163,246,939 |
| TOTAL EQUITY | 162,357,933 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,048,649,774 |
| INCOME & EXPENSE | |
| Loan Income | 36,031,105 |
| Investment Income | 6,442,117 |
| Other Income | 4,720,711 |
| Total Employee Compensation & Benefits | 15,483,065 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 12,636,007 |
| Non-operating Income & (Expense) | -818 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,915,439 |
| Cost of Funds | 6,728,526 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,434,405 |
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